User selectable. Overlay on off below on off. As it stands the black boxes with white text is kind of ugly and although functional I'd rather just turn them off and see the album covers without the text. If the text could be configured like certain tv subtitles apreaance setting that would be a good option too. I think txt size color transparency and background transpancy would be best and the option to just turn it off would be the best option. Overall I like the new interface tweeks.